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Product Information
Retirement Plans HDFC Life Personal Pension Plus
Synopsis:
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HDFC Life Personal Pension Plus is a traditional participating pension plan ideal for individuals who seek to plan for their retirement.

Features:

  • Flexibility to choose your investment horizon from 10 – 40 years
  • Assured benefit equal to 101% of all regular premiums paid on death or at vesting
  • The plan can be taken only on a single life basis
  • The flexibility to choose the premium payment frequency i.e. quarterly/half-yearly/annual
  • EMI available for HDFC Bank Credit Card holders.

Benefits:

  • At vesting (on maturity), choose from a range of annuity options from us and get guaranteed income for life
  • Option to commute up to 1/3rd of the vesting benefit tax free
  • The minimum level of death benefit at all times is 105% of the premiums paid
  • Enjoy tax benefits on the premiums paid under Section 80CCC of the Income Tax Act 1961, subject to conditions
Eligibility:
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Min-Max entry age 18-65 years
Min-Max age at maturity (vesting) 55-75 years
Policy Term 10-40 years