Product Information
Wealth Plans MetLife Smart Platinum
MetLife Smart Platinum is a unit-linked investment plan that gives you the flexibility to build your investment portfolio through 6 different funds. The plan covers you till 99 years of age with an option to choose a premium term of 5 years, 10 years or whole life. In this Policy, the Investment Risk in investment portfolio is borne by the Policyholder.


  • MetLife Smart Platinum ensures
    1. Choice of 6 unit-link funds for investment
    2. Provide insurance coverage up to 99 years old with a 5 year premium.
    3. Help manage investment risk with auto rebalancing option
    4. Provide liquidity with partial withdrawal of policy after 5th year
Minimum Age at Entry(LBD) 7 years
Maximum Age at Entry(LBD) 70 years
Premium Payment Term (years) 5 pay/ 10pay/ entire term of the policy
Minimum Annualized Premium (in Rupees) Rs 30,000 for Annual mode
Rs 60,000 for other modes
Minimum and Maximum multiple for Base Sum Assured Minimum and Maximum Sum Assured multiple table
Premium Payment Modes Annual, Semi-Annual, Monthly, Quarterly