Highlight:
Title | Description |
---|---|
Additional Cover for Critical Illness | Optional |
Ambulance Expenses | Rs 1500 per hospitalisation |
Automatic Restoration of Sum Insured | 100% of the Sum Insured once in a policy year |
Daily Hospitalization Allowance | optional |
Day Care Procedure Coverage | Covered |
Donor Expenses | Reimbursement up to Rs 50,000 |
Free Health Checkup | The coupons would be provided to each Insured for every policy year |
ICU Daily Rent Limit | Up to SI unless Sublimit opted for |
Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to ` 10 Lakhs |
Minimum Hospitalization Period | 24 Hrs |
New Born Baby Cover | maximum period upto 91 days from the date of birth of the child, only if Maternity cover is opted. |
No Claim Bonus | 10% subject to maximum of 50% |
Non-Allopathic Treatments | Covered |
Nursing Allowance | Covered |
Post Hospitalization Expenses | 60 Days |
Pre-Existing Disease / Illness coverage | After 2 years of continuous coverage under the policy |
Pre-Hospitalization Expenses | 30 Days |
Room Rent Limit | Up to SI unless Sublimit opted for |
Waiting Period for New Policy | 30 days |