Highlight:
Title | Description |
---|---|
Room Rent Limit | Upto Rs.2000/- per day for Sum Insured Rs.50,000/-, Rs. 1 Lakh & Rs. 2 Lakhs. No Room limit for Sum Insured above Rs.2 Lakhs |
ICU Daily Rent Limit | Covered |
Pre-Hospitalization Expenses | Up to 30 days |
Post Hospitalization Expenses | Up to 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | Covered |
Automatic Restoration of Sum Insured | (applicable for SI 3 Lakhs and above) 100% restoration of Sum Insured during that policy period. Not available for same claim. There is separate recharge benefit availble for all SI for inpatient Hospitalisation Expenses for treatment of same disease |
Pre-Existing Disease / Illness coverage | Covered after 36 consecutive months of continuous coverage |
Waiting Period for New Policy | 30 days |
Free Health Checkup | Once in two claim free years upto defined limits |
Ambulance Expenses | Upto 1% of SI subject to a maximum of Rs.2,000/- per hospitalisation |
Non-Allopathic Treatments | Covered |
New Born Baby Cover | Covered, subject to a limit of 10% of Sum Insured subject to a maximum of Rs.50,000/- |
Daily Hospitalization Allowance | Daily benefit of `500/- per day towards accompanying person expenses, up to a maximum of 10 days per policy period |
Donor Expenses | Covered |
No Claim Bonus | 10% - 50%. Reduction in Cumulative Bonus 10% |