Highlight:
Title | Description |
---|---|
Ambulance Expenses | Covered upto Rs.1000 |
Daily Hospitalization Allowance | Plan A: Rs. 500 / day Max 14 days, Plan B: Rs. 400 / day Max 10 days, Plan C: Rs. 300 / day Max 7 days, Plan D: Rs. 200 / day Max 7 days, Plan E: NA |
Day Care Procedure Coverage | Covered |
Donor Expenses | Covers Organ transplantation including the treatment costs of the donor but excluding the costs of the organ |
ICU Daily Rent Limit | Covered |
Medical Screening | Where proposers &/eligible dependants are aged above 45 years, medical examination report will be required along with the proposal form |
Minimum Hospitalization Period | 24 hours |
No Claim Bonus | 5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured. Cumulative bonus Reduction of 5% of Sum Insured in case of claim |
Non-Allopathic Treatments | 100% of SI |
Post Hospitalization Expenses | 90 Days |
Pre-Existing Disease / Illness coverage | Covered after 48 months |
Pre-Hospitalization Expenses | 60 Days |
Room Rent Limit | Plan A:Upto Rs.3000/ day, Plan B: Upto Rs.2500/ day, Plan C: Upto Rs.2000/ day, Plan D: Upto Rs.1500/ day, Plan E: Upto Rs.1000/ day |
Waiting Period for New Policy | 30 days |