Highlight:
Title | Description |
---|---|
Additional Cover for Critical Illness | NA |
Ambulance Expenses | Up to ? 1000/- per hospitalization |
Automatic Restoration of Sum Insured | NA |
Co-Payment | 50% co-payment for Pre-existing disease.25% co-payment is applicable on each and every claim for all other claims, |
Day Care Procedure Coverage | Covered |
Donor Expenses | Not covered |
Free Health Checkup | Free Medical Check-up after every continuous period of 1 year |
ICU Daily Rent Limit | Covered upto SI |
Medical Screening | a) Applicable for proposal form with any medical declaration for any sum insured b) Mandatory Pre-insurance medical examination for sum insured Rs 7.5 L and Rs 10 L |
Minimum Hospitalization Period | 24 hours |
New Born Baby Cover | NA |
Non-Allopathic Treatments | Not covered |
Nursing Allowance | Covered upto SI |
Post Hospitalization Expenses | Up to 90 days. 2% of SI |
Pre-Existing Disease / Illness coverage | Covered after 12 months |
Pre-Hospitalization Expenses | Up to 60 days. 2% of SI |
Room Rent Limit | Covered upto SI |
Waiting Period for New Policy | 30 days for all illnesses (not applicable on renewal or for accidents) |