Highlight:
Title | Description |
---|---|
Room Rent Limit | Covered |
ICU Daily Rent Limit | Covered |
Pre-Hospitalization Expenses | 60 days |
Post Hospitalization Expenses | 90 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | 540+ day care procedures covered |
Pre-Existing Disease / Illness coverage | Any pre-existing condition will be covered after a waiting period of 36 months. |
Waiting Period for New Policy | 30 days |
Medical Screening | Compulsory for insured of the age of 46. For all age groups if SI is above 10 lakh. |
Free Health Checkup | 1% of previous year policy sum insured subject to a maximum of Rs. 10,000/- |
Ambulance Expenses | Rs. 3000 per Hospitalization. |
Non-Allopathic Treatments | Treatment under AYUSH is covered |
Donor Expenses | Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient. |
No Claim Bonus | 50% increase in cumulative bonus for every claim free (max 100%) year In case of claim 50% decrease in bonus |