Highlight:
Title | Description |
---|---|
Room Rent Limit | No capping on room rentTreatment at Single Standard A/C room. |
ICU Daily Rent Limit | Actial |
Pre-Hospitalization Expenses | 60 days |
Post Hospitalization Expenses | 90 days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | All day care procedures Covered |
Automatic Restoration of Sum Insured | 100% Resoration. Automatic Restoration can be used for Same illness & diseases |
Pre-Existing Disease / Illness coverage | After 36 months of continuous coverage. By paying extra premium PED waiting period can be reduced to 12 months |
Waiting Period for New Policy | 30 days |
Co-Payment | Up to 10% for age above 60 years |
Medical Screening | No Medical required for age upto 65 |
Free Health Checkup | Health Check up for every claim free year |
Ambulance Expenses | Road Ambulance Covered. Air Ambulance expenses up to Rs.2,50,000 per hospitalisation not exceeding Rs 5,00,000 per policy period |
Non-Allopathic Treatments | AYUSH treatment is covered |
New Born Baby Cover | Covered |
Daily Hospitalization Allowance | For SI 5Lac RS 500 Daily cash For SI 7Lac and 10Lac = 750 Daily Cash For SI 15Lac and 20Lac =1,000- Daily Cash For SI 25Lac= 1,500- Daily Cash For SI 50Lac, 75Lac, and 1Crore=2500 Daily Cash |
Donor Expenses | Special SI for Organ donor cover, covers Redo surgery and ICU admission for donor |
Nursing Allowance | Covered |
No Claim Bonus | For SI Up to Rs 5 Lakh 50% increse Max 100%. For SI Above Rs 5 Lakh 100% Increase in Sum Insured upon a claim free renewal. On the event of claim bonus will be reduced at the same rate at which it was increased. |