Highlight:
Title | Description |
---|---|
Ambulance Expenses | Rs. 600 per hospitalisation - Rs. 1200 per policy year |
Automatic Restoration of Sum Insured | Not available |
Co-Payment | 50% Co-pay-for claims on Pre-Existing Disease- upto 10 Lac Sum Insured,30% Co-pay for Claims on other than PED Claims |
Day Care Procedure Coverage | All day care procedures covered |
Free Health Checkup | 5 Lac - Rs. 1000 ; 7.5 Lac - Rs. 1000 ; 10Lac - Rs. 2000 ; 15 Lac - Rs. 2000 ; 20 Lac - Rs. 2500 ; 25 Lac - Rs. 2500 ; 10 Lac - Rs. 2000/ 3500 ; 15 Lac - Rs. 2000/3500 ; 20 Lac - Rs. 2500/ 4500 ; 25 Lac - Rs. 2500/ 4500 |
ICU Daily Rent Limit | 2% of Sum Insured upto 10 Lac ; 15 Lac, 20 Lac, and 25 Lac - Actuals |
Medical Screening | No Pre-Insurance Medical Screening Required - Providing specific medical reports will fetch 10% |
Minimum Hospitalization Period | 24 hours |
Nursing Allowance | Covered |
Post Hospitalization Expenses | 7% of nursing, surgeon/consultant fees, diagnostic expenses, drugs cost only - Max Rs. 5000 upto 7.5 Lac ; Max Rs. 7000 for 10 Lac and 15 Lac ; Max Rs. 10000 for 20 and 25 Lac per occurance |
Pre-Existing Disease / Illness coverage | After 12 months |
Pre-Hospitalization Expenses | 30 days Prior to Admission - Actual - Relevant to the Hospitalisation |
Room Rent Limit | 1% of Sum Insured - upto 5 Lac, ; 7.5 and 10 lac -Rs. 6000 ; 15 lac - Rs. 7000 ; 20 lac -Rs. 8500 ; 25 Lac - Rs. 10000 |
Waiting Period for New Policy | 30 days waiting Period |