Highlight:
Title | Description |
---|---|
Room Rent Limit | Up to 0.75% of sum insured (either private room or shared accommodation) |
ICU Daily Rent Limit | Up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization |
Pre-Hospitalization Expenses | 30 days prior to the date of hospitalization |
Post Hospitalization Expenses | Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated @7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.3,000/- is payable |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | 405 day care treatments are allowed |
Pre-Existing Disease / Illness coverage | Covered after 48 months of continuous coverage after the date of inception of the first policy with insurer |
Waiting Period for New Policy | 30 days |
Medical Screening | There is no pre acceptance medical screening |
Ambulance Expenses | up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period. |
Non-Allopathic Treatments | Not covered |
Nursing Allowance | Nursing Expenses at 0.75% of sum insured |