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Product Information
Child Plans HDFC SL YoungStar Super Premium
Synopsis:
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HDFC SL YoungStar Super Premium, a unit-linked insurance plan (ULIP) designed to accumulate savings for your child's future, even in your absence.

Features:

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  • Flexibility to choose from 4 funds to suit your risk appetite:
  • Income Fund: Higher potential returns due to higher duration and credit exposure.
  • Balanced Fund: Dynamic equity exposure to enhance the returns while the debt allocation reduces the volatility.
  • Blue chip Fund: Investments in large cap equities.
  • Opportunities Fund: Investments in mid-cap equities.
  • Flexibility to select premium amount – no ceiling on maximum premium
  • Flexibility to select tenure of 10, 15 - 20 years
  • Flexibility to select the Sum Assured

Benefits:

  • Save Benefit
  • Save-n-Gain Benefit
  • Customize a plan suited for your child with the premium, Sum Assured and the plan option of your choice
  • Manage your investment fund(s) either by switching across fund options or re-directing future premiums into a different fund option
  • Hassle-free policy issuance on the basis of a Short Medical Questionnaire eliminating tedious medical tests
  • Tax benefits subject to provisions contained under sections 80C and 10(10D) of the Income Tax Act 1961
  • Paying premiums is convenient with access to multiple modes– credit card, internet banking, cheque, auto debit facility
Eligibility:
Life Option
Min-Max entry age 18-65 years
Maximum age at maturity 75 years
Min-Max Policy Term 10-20 years