Product Information
Retirement Plans HDFC Life Click 2 Retire - Ulip
“HDFC Life Click 2 Retire – ULIP” is an online Unit Linked Plan that offers you market linked returns, with minimal charges and helps you achieve your retirement goals by planning well in advance.


  • HDFC Life Click 2 Retire is an Online Pension Plan.
  • Secure your retirement with Assured Vesting Benefit and also gain from upside in the market
  • Option to start as early as 18 years
  • Lower vesting/maturity age of 45 years
  • Regular, Limited Pay & Single Pay – Options available in one product
  • Death benefits to the nominee which will be higher of the fund value of your policy at the time of death or 105% of premiums paid till then
  • Tax Benefits1 under Section 80C and Sec 10(10A) of Income Tax Act 1961


  • Vesting Benefit
  • Deferment of Vesting Date
  • Death Benefit
  • Charges:
    1. Premium allocation charge – Nil. 100% of your premiums are invested.
    2. Policy administration charge – Nil.
    3. Fund Management Charge – 1.35% p.a. of the fund value charged daily.
    4. Mortality Charge –Nil.
    5. Discontinuance charge – Nil.
    6. Investment Guarantee charge
Entry Age and Vesting Age
Age at entry3 Minimum 18 years
Maximum 65 years
Vesting Age3 Minimum 45 years
Maximum 75 years