back
Product Information
Health Plans HDFC Life Health Assure Plan - Medical Insurance
Synopsis:
fiogf49gjkf0d
HDFC Life Health Assure Plan, a comprehensive, pure protection health & medical insurance plan that reimburses medical expenses incurred in a hospital.

Features:

fiogf49gjkf0d
  • Flexibility to choose from 2 plan types:
    1. Individual
    2. Family floater for your spouse, children, both parents and parents-in-laws
  • Flexibility to choose from 2 plan options with varying sum assured limits and benefits:
    1. Gold plan
    2. Silver plan
  • Flexibility to opt for 2 more optional* benefits:
    1. Room Rent Enhancement: This option eliminates the sub-limit on room rent and provide more flexibility to choose room
    2. Restore Benefit Option: Under this option the Sum Insured is restored to the original level if basic Sum Insured & multiplier benefit is exhausted due to claims made.
  • Premium Guarantee for 3 years even if you make a claim
  • Automatically doubles your cover after 2 claim free years
  • Guaranteed Lifetime Renewability
  • Cashless Claim Service at specified Network Hospitals across India
  • Hassle free Claim Reimbursement Process

Benefits:

fiogf49gjkf0d
  • Premium guarantee for 3 years - premium remains same even if you make a claim
  • Multiplier Benefit - Your cover doubles after 2 claim free years at no extra premium
  • Guaranteed Lifetime Renewability- If you pay premiums in time and the policy continues without any break in cover, then the plan offers guaranteed renewability for life time. Please see the product brochure for details
  • Following benefits are included depending on the gold/silver plan option selected:
    1. Inpatient Hospitalisation Benefit
    2. Day Care Benefit
    3. Pre and Post Hospitalisation Benefit
    4. Emergency Ambulance Benefit
    5. Donor Expense Benefit
    6. Maternity Benefit
    7. Hospital Cash Benefit
  • Cashless Claim Service at more than 4,500 network hospitals across India
  • Flexibility to customize your plan with 2 more optional* benefits:
  • Room Rent Enhancement: This option eliminates the sub-limit on room rent and provide more flexibility to choose room
  • Restore Benefit Option: Under this option the Sum Insured is restored to the original level if basic Sum Insured & multiplier benefit is exhausted due to claims made.
  • Wellness Benefit for Gold Plan option - get health check-up vouchers in 2nd policy year of every 3 year term
  • Tax benefits subject to provisions contained under section 80D of the Income Tax Act 1961