Highlight:
Title | Description |
---|---|
Ambulance Expenses | Upto 2000, max.3000 |
Automatic Restoration of Sum Insured | Available multiple times in a policy year |
Co-Payment | 10% to 20% |
Day Care Procedure Coverage | 500 + Procedures covered |
Donor Expenses | Covered, Upto sum insured |
Free Health Checkup | Yes, Once at each policy year/ Once every 3rd policy year |
ICU Daily Rent Limit | Actual charges |
Minimum Hospitalization Period | 24 Hrs |
New Born Baby Cover | Covered upto Limit under maternity expenses. |
No Claim Bonus | Guaranteed increase in sum insured by 5% or 10%. Max upto 200% irrespective of claim as per plan. |
Non-Allopathic Treatments | In hospital treatment covered upto full some insured. |
Post Hospitalization Expenses | 90/180 days |
Pre-Existing Disease / Illness coverage | 24/36/48 Months, as per the Plan |
Pre-Hospitalization Expenses | 60 days |
Room Rent Limit | Expenses Actually incurred |
Waiting Period for New Policy | 30 days |